Getting in a car accident is extremely stressful. Unfortunately, dealing with the insurance company can be even more stressful. It is incredibly difficult to know what you should and should not do when dealing with the insurance companies after an accident.
You are required to report the accident to your insurance company as soon as you’re able and you should provide the insurance company with appropriate information to open your case. You will include the names of all parties involved in the crash, including driver’s license numbers and insurance policy numbers. If you’ve suffered a serious injury in the accident it is best to consult with an experienced Massachusetts auto accident attorney at this point.
While there are some things you have to tell your insurance company after a auto accident, there are some mistakes to avoid. You should not give any opinions to the insurance company. Starting sentences with phrases like “I think…” gives the insurance company wiggle room and could impact your claim. You also should never admit fault. Do not say you are sorry. Admitting you are at fault will affect your settlement. Also, do not say you are not hurt. Numerous injuries only show up after a while, but if you say you aren’t injured, then the insurance company will use this as evidence against you and you may not be compensated fairly. Finally, be sure not to accept any offers of settlement from the insurance company. Take the time to consider the offer and definitely consult with an experienced Massachusetts auto accident attorney.
Working with insurance companies after a auto accident is extremely confusing. If you’ve suffered an injury, contact us for a free case evaluation. We will get you on the right track and obtain the compensation you need and deserve.