Archives for Question & Answer

Question & Answer

What does my car insurance cover when it comes to accidents and injuries?

When you purchase car insurance you are purchasing both first party coverage, which covers you and your property, and third party coverage, which covers other people involved in the auto accident (either in your vehicle or other vehicles in the crash). Different types of coverage can be purchased. Comprehensive coverage covers your vehicle in the event of fire, theft, vandalism, and acts of nature. Collision coverage covers your vehicle in the event of an auto accident. When you have been involved in car accident, your insurance company will require that you contact them in a timely matter. If you do not report an auto accident to your insurance company, they can attempt to deny coverage for the accident. Continue Reading

What should I do after I’ve been in a car accident?

There are several things that you should do following a car accident. Your insurance company should be informed of the accident. A police report must be filed if any personal injury occurs or if damages to either vehicle exceed a certain amount – this varies from state, usually anywhere from $200-500. If you sustained any injuries in the car accident you must receive regular medical care. In addition, some states may require that you file a report with the Department of Motor Vehicles. In order to accomplish these things, it may be helpful to contact a personal injury attorney. Continue Reading

Why should I contact a personal injury attorney after my car accident?

Car accidents involve insurance as well as personal injury law, so it is very important that victims of an auto accident contact a lawyer immediately. Personal injury attorneys will mediate between the persons involved in the accident and the insurance companies. A personal injury attorney will attempt to prove liability by preserving evidence and interviewing witnesses. Personal injury attorneys also ensure that you receive proper medical care, and document your injuries so that you receive full compensation. Continue Reading

What information should I collect after a car accident?

It is important to collect as much information as possible at the scene of a car accident. The following is a list of data that should be collected: Names and addresses of drivers, driver’s licenses Names and addresses of passengers Names, addresses and telephone numbers of any witnesses Names and addresses of registered owners of the vehicles Names of insurance companies, policy numbers Location of the car accident How the car accident occurred Did any of the drivers seem to be under the influence of drugs or alcohol? Injuries sustained Damages to vehicles Names of police officers that responded to the scene Did anyone claim responsibility for the car accident? Continue Reading

Am I entitled to compensation for my injuries?

Victims who have been injured in an auto accident are often entitled to compensatory damages. This will include compensation for lost wages, property damage, medical expenses, and pain and suffering. In cases where the car accident was caused by another party’s reckless behavior, punitive damages may be recovered. Punitive damages can also be recovered when the accident or personal injury was caused by a defect in the vehicle. Continue Reading

Archives for Question & Answer

What does my car insurance cover when it comes to accidents and injuries?

When you purchase car insurance you are purchasing both first party coverage, which covers you and your property, and third party coverage, which covers other people involved in the auto accident (either in your vehicle or other vehicles in the crash). Different types of coverage can be purchased. Comprehensive coverage covers your vehicle in the event of fire, theft, vandalism, and acts of nature. Collision coverage covers your vehicle in the event of an auto accident. When you have been involved in car accident, your insurance company will require that you contact them in a timely matter. If you do
Read More

What should I do after I’ve been in a car accident?

There are several things that you should do following a car accident. Your insurance company should be informed of the accident. A police report must be filed if any personal injury occurs or if damages to either vehicle exceed a certain amount – this varies from state, usually anywhere from $200-500. If you sustained any injuries in the car accident you must receive regular medical care. In addition, some states may require that you file a report with the Department of Motor Vehicles. In order to accomplish these things, it may be helpful to contact a personal injury attorney.
Read More

Why should I contact a personal injury attorney after my car accident?

Car accidents involve insurance as well as personal injury law, so it is very important that victims of an auto accident contact a lawyer immediately. Personal injury attorneys will mediate between the persons involved in the accident and the insurance companies. A personal injury attorney will attempt to prove liability by preserving evidence and interviewing witnesses. Personal injury attorneys also ensure that you receive proper medical care, and document your injuries so that you receive full compensation.
Read More

What information should I collect after a car accident?

It is important to collect as much information as possible at the scene of a car accident. The following is a list of data that should be collected: Names and addresses of drivers, driver’s licenses Names and addresses of passengers Names, addresses and telephone numbers of any witnesses Names and addresses of registered owners of the vehicles Names of insurance companies, policy numbers Location of the car accident How the car accident occurred Did any of the drivers seem to be under the influence of drugs or alcohol? Injuries sustained Damages to vehicles Names of police officers that responded to
Read More

Am I entitled to compensation for my injuries?

Victims who have been injured in an auto accident are often entitled to compensatory damages. This will include compensation for lost wages, property damage, medical expenses, and pain and suffering. In cases where the car accident was caused by another party’s reckless behavior, punitive damages may be recovered. Punitive damages can also be recovered when the accident or personal injury was caused by a defect in the vehicle.
Read More

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